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Written by David Majher | Last updated: February 12, 2021

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The biggest mistake we see Seniors make when they turn 65 and can receive Medicare is waiting too long before applying for it.  Medicare allows an individual who is turning 65 a seven-month period where they can sign up for Medicare A&B and not be penalized.  [Read more...]

Written by David Majher | Last updated: August 7, 2020

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The state of California has a unique opportunity when it comes to Medicare Supplements.  It is one of only three states (the others being Oregon and Missouri) that allow an individual to be in open enrollment during their Birthday month.  [Read more...]

Written by David Majher | Last updated: August 7, 2020

Ohio STRS Teacher in classroom

During a Ohio State Teachers Retirement Services event my Wife Debbie who has worked many years with Ohio teachers as a financial advisor heard this from an Administrator of the STRS Plan.  "Your pension benefits are guaranteed but your health benefits are not." [Read more...]

Stay or Go from company health plan and get Medicare

More and more people are continuing to work past age 65.  The question then becomes, do I stay on my company health plan and delay Medicare or get Medicare when I turn 65? [Read more...]

Written by David Majher | Last updated: August 7, 2020